CFCRI COVID-19 Pamphlet

Health & Safety 

 Below are some links & resources to use as a guide to protect yourself and your crew. 

Know the Symptoms - CDC.gov 

​Discovery Health MD - Coronavirus Corner 

National Fisherman webinar: Developing Vessel Procedures and Performing Symptomatic Crew Assessment in the Midst of COVID-19 
Recording 
Webinar Handout     
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Health Insurance 

 REMINDER: it is now a mandate in the state of Rhode Island that everyone MUST have health insurance for 2020. Anyone who does not have health care coverage in 2020 may face a penalty. If you are looking to get coverage, great resources are available through HealthsourceRI. 

​If you would like assistance signing up and would like to be put in touch with a Healthsource RI Navigator to help you tailor a health insurance plan to meet your needs FILL OUT THIS FORM or send an email to fredmattera@cfcri.org or shayerooney@cfcri.org with your contact information. 

Thank you to all who have participated in our health care survey. If you have not completed the survey, please take the time to fill out THIS SURVEY and send to fredmattera@cfcri.org or shayerooney@cfcri.org. This information is necessary to develop a future health care program specifically for the Rhode Island fishing community. 

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Financial Assistance

 Rhode Island DLT website 
 COVID-19 Emergency Unemployment Insurance Benefits


Coronavirus (COVID-19): Small Business Guidance & Loan Resources 
SBA Coronavirus Pandemic Disaster Loans Comparison 
Economic Injury Disaster Loan ​​ 

• EIDL Forgiveness Advance up to $10,000
• Forgiveness Advance of up to $10,000 
• 3.75% interest rate for businesses for up to 30 years
• Up to 12 months payment deferral, interest will accrue 
• Apply Here 

Paycheck Protection Program (PPP)

• U.S. Treasury Information Sheet
• Applied via an SBA-certified bank or credit union – find a lender
• 1% interest rate, borrow up to 250% of average monthly payroll from the past year capped at $100,000 per employee, up to a maximum of $10,000,000, for up to 2 years
• Up to 6 months deferral, interest will accrue
• Loan may be forgiven if loan terms are met: At least 75% of funds used for payroll costs and up to 25% of funds for operating costs. Employee and compensation levels must be maintained and payroll cost capped at $100,000 
• Any advance amount received under the EIDL Forgiveness Advance will be subtracted from the amount forgiven

SBA Express Bridge Loans

• For any business that has an existing banking relationship with an SBA-certified lender
• Up to $25,000 with an interest rate not to exceed prime + 6.5%, fixed or variable, for a maximum of 7 years

SBA Debt Relief

• The SBA will pay the principal, interest, and fees of the above loans for six months
• Debt relief is automatic, but you should check with your lender 

If you have questions, contact Mark Hayward, Rhode Island District Director and Regional Administrator for Region I at rhodeisland_do@sba.gov or mark.hayward@sba.gov